Roll of Thunder, Hear My Cry (Injustice) Free Essays

Dissect the various manners by which unfairness is introduced in Roll Of Thunder, Hear My Cry. We become familiar with â€Å"injustice† as we read through Mildred D. Taylor’s epic: Roll Of Thunder, Hear My Cry. We will compose a custom paper test on Move of Thunder, Hear My Cry (Injustice) or on the other hand any comparative theme just for you Request Now This story ponders an African American family confronting dim and troublesome occasions in Mississippi. All through the story, Mildred D. Taylor represents expectation and fortitude for oneself when confronting disparity. In the novel, the creator stresses foul play all through tricky stages in Mississippi. Through characters, for example, Cassie, Little Man and T. J, the writer utilizes a few language strategies: tactile symbolism, allegorical language and flashbacks, permitting the perusers to uncover the subject, â€Å"injustice. † Cassie, the hero of the story is portrayed as an extreme, canny and bold character, who will consistently go to bat for herself and takes care of her kin and companions through all the good and bad times they face. Cassie initially shows her strength as she ensures her most youthful sibling, Little Man. She goes to bat for him before an instructor, notwithstanding realizing that she will confront results. â€Å"Miz Crocker, don’t please! † This statement passes on how terrified Cassie and her adoration towards her sibling. Cassie likewise shows boldness as she faces foul play at the Wallace’s store, where she is offended and mortified for no appropriate explanation. â€Å"Who’s little nigger is this! Mildred D. Taylor utilizes short sentences and solid words to come to the heart of the matter and accelerate the tension. Cassie exhibits her knowledge through a stratagem she had arranged with her Uncle Hammer. She attempts to look for retribution from a white, student by claiming to be her companion, however subsequently she would show her a thing or two. â€Å"I yanked unmercifully on her long, free hair. † The creator utilizes tangible symbolism to underline her Cassie’s brutal act. The most effective method to refer to Roll of Thunder, Hear My Cry (Injustice), Papers

Anselm Essays - Philosophy Of Religion, , Term Papers

Anselm Few out of every odd extraordinary author can be right in what the individual in question is stating. This is the possibility that Gaunilo had as a main priority when he composed his analysis to St. Anselms Ontological Argument which expresses that if an option that could be more noteworthy than all else that could be thought of is imagined in the seeing then it must exist. Gaunilo says it is silly to trust in the presence of something since it is comprehended. He says there must be an other clarification. In this paper, I will attempt to clarify the two Anselms hypothesis and Gaunilos contention by first separating every one of them in quite a while. I will endeavor to show what Gaunilo is attempting to dishonor with his protest. One of St. Anselms religious themes manages the Ontological Argument wherein talks about the possibility of presence. He gives a meaning of God as that than which nothing more noteworthy can be imagined (69). His thought being that God is a definitive being or the best conceivable being (68). He says there is nothing anybody can envision that could be superior to Him. This contention gives God the most elevated human characteristics conceivable. He is transcendent just as omniscient. Anselm proposes that there is nobody or nothing in this world that is more prominent than God is (69). This flawlessness that God has leads into the way that He should exist. He is attempting to make the possibility that God exists and nothing can be better than he can be. Be that as it may, one must ask where Anselm gets his evidence. What proof does he need to back up his contention? In the event that nothing more prominent than God can be imagined in anyones understanding, God is supposed to be humanly great. Since to be great, partially, is to exist; something that doesn't exist can't be great. Something that exists must be better than something that doesn't exist essentially in light of the fact that it is here. On the off chance that a kid envisions the best toy he can consider and, at that point can play with it, it must be better than simply the picture of the toy in the childs mind. He can feel it and hold it and play with this ideal thing that nothing, in his eyes, can beat. He says it is great and part of that flawlessness originates from the way that he can play with his creation. On the off chance that God is immaculate in human terms, at that point he should exist, supposing that he didn't then one can envision something more prominent that does. Anselm is stating that God is great, to be flawless is to exist; in this way, God exists. Anselm utilizes a similarity of an imbecile to attempt to show what is implied by his thought. To start with, he says, Truly there is a God, despite the fact that the simpleton hath said in his heart, There is no God (68). The idiot is addressing whether God exists. He comprehends what God is, and he realizes that God is the best being that can be considered. He comprehends this being known as God has each human flawlessness conceivable. This at that point, places God into his comprehension or rather, into his brain similarly as the toy was in the psyche of the youngster. In any case, the blockhead can't comprehend God to exist. He realizes what the best being is; he just can't see that being before him. He doesn't comprehend that something can exist in all actuality without being a solid thing or being. He can't contact God or converse with or tune in to God. He can just observe God in his psyche, so he is befuddled with respect to whether God truly exists on the planet (69). In the event that the kid can see the toy in his brain but then can't contact and play with the toy, he will make some extreme memories attempting to comprehend that the toy truly exists. Anselm additionally recounts to the account of the painter in which he is clarifying a similar thought. He says a painter who has a thought of an image comprehends it to exist in his comprehension or in his brain. He doesn't comprehend it to exist on the planet

How to Write a Graduation Speech

How to Write a Graduation Speech Delivering a graduation speech, also referred to as the commencement address, it a significant milestone in every student’s educational and life path. At this point, you have to give thanks to the educational institution that provided you with valuable knowledge and skills, reflect on your personal and professional growth experienced during the course of studies, while at the same time not being trivial and dull. A bit of a challenge, right? Don’t be afraid, we have tips and advice to make the process of writing a great graduation speech interesting and pleasurable. Obviously, it is you who is in the center of the graduation speech, since it is your personal story and personal life path, but our graduation speech ideas may help you with structuring and drafting an interesting, memorable speech, finding the right words and making the whole story unique. Enjoy the ride! What is a Graduation Speech, After All? You are asking the right question! How to make an amazing graduation speech if you don’t even know what it is? We’ll correct the issue very quickly â€" look at our simple explanation for dummies to get better involved with the subject of graduation speech production. A graduation speech is the speech that you are expected to deliver in public, that is, to your family, friends, student population, and administration of the school in which you have been studying for years. Hence, it cannot be perceived as a plain piece of writing, since it has to inspire and motivate people; moreover, it should reveal you as a personality. It should not be a typical story about hardships and overcoming them in the process of education, offering a unique story of a personality instead, and at the same time containing some moral lesson the audience might embrace. Obviously, not all graduation speeches are fantastic; for the majority of people, the rank highest in the list of least memorable life events. This happens because too many graduates include predictable messages about fulfilling their dreams, fighting for their rights and recognition, gratitude to their parents and thought leaders, and struggle against certain forms of injustice. Though these events may be highly significant for one’s life, they have already become quite trivial at the broader scale. Don’t make similar mistakes â€" craft a speech that will remain in the annals of your educational institution for years! Brainstorming is the Clue So how to start a graduation speech that will become a truly impressive, outstanding piece of your personal writing and self-expression? Our advice is â€" brainstorm! At the start of the writing process, you may have too many ideas circling in your head and not letting you concentrate on some vital points. Remember: you cannot include everything in a graduation speech. It is highly advisable to make a short graduation speech, but it nevertheless does not mean that you have to say a few meaningless words. Eloquence is the grandest talent of a public speaker, so brainstorm for ideas first, and then remove everything insignificant to maintain and condense the gist of your personal growth, progress, and reflections in a brief and impressive piece of performance. For effective, fruitful brainstorming, you should: Think of things you can state truthfully without those sugary thanks to your family and supervisors. Be true to yourself â€" only the truth may look sincere enough from the stage to interest and involve the audience. Recollect all great memories you have since the times of the start of your education. Focus on funny but morally enriching experiences â€" the audience loves funny graduation speeches â€" but avoid sarcasm or open humiliation of other people. Think of your future prospects and aspirations. Look for something that will truly reveal your connection with school and the way in which it informed your future career choice; be frank but observant, and you will see the delicate links and associations to speak about. Write down as many ideas as possible without evaluating their significance or propriety for the graduation speech. After the brainstorming is over, you will have time to think them over and prioritize what you have. Structuring a Graduation Speech Any tips for writing a graduation speech include one unavoidable step: composition of structure and outline. A strict outline is a vital component of successful graduation speech writing. As soon as you start writing, you may get confused or deviate from the initially established themes and arguments, which will waste your time and most likely induce you to start anew. Structuring is the key to order, and ordering your thoughts when writing about yourself may be a crucial contribution to quick and easy graduation speech completion. Where to look for effective structures? Search through the list of world-famous people’s commencement speeches, you can find a huge amount of valuable tips and ideas on how to write a graduation speech. Check the graduation speeches of US Presidents, famous United Nations figures, outstanding businesspeople (e.g., Bill Gates, Mark Zuckerberg) to find unbeatable themes for graduation speeches Start with a strong message and then illustrate how you learned it â€" from your experience and life wisdom obtained from overcoming challenges Make a speech a list of short and memorable thesis statements about your life observations or experiences to make a large number of points So, what should the outline of a graduation speech contain? We’ll reveal no secret if we say: introduction, body, conclusion. As an experienced student, you may be quite well familiarized with this traditional structure of all written assignments by now, but what about the graduation speech? Should it follow the usual essay structure? Not quite. Keep in mind that this is a speech something people will not read but listen; structure your introduction and conclusion as usual, but don’t push too many complex facts, statistics, and elegant long sentences into the body of the speech. Get Reviews to Check the Impression Upon completion of a draft, you may feel tired working on the speech and may haste to deem it complete and ideal, ready for the delivery. We will disappoint you â€" the way towards successful delivery of your speech is only half through! To construct a more objective and comprehensive opinion about your speech, ask your friends, family, or fellow students to listen to it and give feedback. Peer review is the best way to look at the speech from aside and to fine-tune some problematic moments you may fail to notice simply because you have been working on the task for so long. Moreover, rehearsal of the speech in front of a small number of listeners may help you create the mini-scenario of what it will look like on the actual speech delivery day, thus preparing you for the public speaking act better than any mental, abstract preparation can. To Proofread or not to Proofread? That Is the Question Proofreading a speech may sound as nonsense to you, since it is not an essay or research paper than needs to be submitted to the supervisor and will be graded for consistency, correctness of spelling and grammar, and other typos and mistakes. It is an oral piece, so errors should not matter much, right? Moreover, nobody will grade your performance…. These thoughts are too tempting to give yourself time for editing and proofreading the speech â€" but don’t yield to them, it is a trap! Proofreading is required to any piece of writing or speaking, especially for speeches â€" as soon as you start speaking, nothing can be changed or edited. Keep in mind that when you are rehearsing and preparing the speech in the safe surroundings of your room or class, you may be confident that you will deal with some inconsistencies. However, when you start speaking in front of broad public, your tension and stress may let you down, so it is vital for the written speech to be ideal, for you to be able to resort to it at some moments of speaking. If you make too long pauses and find it hard to locate the idea you were voicing on paper, the speech may fail. Hence, we strongly recommend thorough proofreading and fine-tuning of the speech text so that you were 100% confident in it before starting the actual speech. Why Practice before Delivering the Speech? Let’s face the truth â€" even a superbly written graduation speech may succeed only if it is properly delivered, which is done personally by you, standing in front of a huge number of people. Some of them will listen with genuine interest; for others it will be nothing but a formality; regardless of the intentions and mood of the public, you have to be able to speak confidently and with charm, which cannot be done if you do not prepare for the public address. After all, the impression that your speech will produce is all about the power of storytelling, so let yourself go in the rehearsals, get comfortable with your text, and you will feel much better during the actual speech. Here are some benefits of rehearsal: You can apply the skill of public speaking before the actual speaking to see what works for you best and to learn from those experiences in a safe environment You can try several versions of the speech before choosing the one you feel is the most powerful, or cut the irrelevant parts of a long speech to make it concise You can record the speech and then listen to it for in-depth self-analysis and further fine-tuning of the speech to achieve excellence and total satisfaction When rehearsing your speech, don’t forget to leave enough time for yourself; experimentation with the tone and face expression, revision of the speech text, and testing of the new variants may be lengthier than you might initially suppose. The “Wow” Day: Speech Delivery At this point, you have already become the guru of graduation speech writing, but here is the problem: while you have managed to write and submit previous assignments without the need to deliver them, this is the assignment that cannot be silently handed in to your supervisor! You have to deliver it on your own in public, and the way in which you will do this will determine its effect even more than its content. How to deliver a graduation speech with dignity and ease so that the audience indeed heard the message and liked it? How to feel confident and relaxed when speaking to such a large number of listeners? No doubt, the actual speech delivery may be very stressful, and even the best masterpiece, if delivered improperly, may not be heard. Here are some pieces of advice from our experts of public speaking and oratory art to follow: Before starting to speak about yourself, give credit to the previous speaker to show you do not care only about your own speech but listen to others as well Introduce yourself by name â€" there is a high likelihood of someone in the audience not knowing you personally Include some motivational message or quote from some outstanding person’s public speeches to show your credo; it is the easiest and most expressive way of introducing you as a personality and outlining your life values Tell an involving story about you that nevertheless may touch the strings of hearts of many people and is universally relevant Call to action; a speech without a call may vanish in oblivion in a couple of minutes Make connections â€" between quotes and your experiences, between the opening message and lessons learned in your conclusion Speak confidently and look at different people without focusing on one figure Smile (not to be confused with a nervous grim) At the end of the speech, thank the listeners for their attention. A final piece of advice for those still not knowing why on earth they have to withstand the stress of speaking about themselves in public: this is you, after all, and the event is highly meaningful for you and your family above everything. Keep this in your heart and mind when delivering the speech, speak to your dearest ones without paying attention to the crowd, and this will be definitely a sincere and warm graduation speech about your accomplishments and your pathway. Even if it is not grand and is not included in the handbooks for learning to write awesome graduation speeches â€" it will be you in the words and lines of the speech, which is all that matters.

America and Haiti Essay - 3384 Words

America and Haiti The United States interest in Haiti, as mentioned above, began a huge increase in the first decade of the twentieth century. The extent of U. S. economic penetration was not as great as that of France and Germany, but by 1910 it controlled sixty percent of Haiti’s import industry. Unfortunately, the Haitian banking system did not follow this path and was, at this time, perilously close to domination by European interests. (Langley, 1982, 70) In an effort to gain more control over Haitian economic affairs, the United States engaged in a battle with France and Germany over the Banque Nationale. Two banks from the U. S. attempted to obtain control of the bank but lost out to a German bank, which proceeded to ally itself†¦show more content†¦As U. S. Secretary of State Philander Knox stated, If hostilities between rival factions become imminent, define neutral zone and prevent fighting in the city. Land forces if necessary, safeguard American interests, and in general pre vent any action detrimental to foreign interests. (Challener, 333) However, the predicted time bomb of Haiti never went off, and the situation was left for Taft’s successor Woodrow Wilson to deal with. The Wilson Administration also saw political instability as Haiti’s primary and immediate problem. Between 1911 and U. S. military intervention in 1915, seven Haitian presidents had either been assassinated or removed from office by force. This lack of stability gave the United States yet one more excuse to get involved in Haitian matters – in order to keep European powers at bay and from taking advantage of the politically vulnerable state. In creating his Haitian political agenda, Wilson relied—to a great extent—on the advice of Banque Nationale’s American manager Roger Farnham. As stated above, Farnham and the Banque had a great deal of power over the Haitian executives. When consulted by Wilson, Farnham deduced that American business would leave the republic unless the United States intervened to protect it. (Langley, 1982, 71) Though this was certainly not the deciding factor in the intervention of the U. S., it certainly helped direct American policy down that particular path, making intervention increasinglyShow MoreRelatedHaiti Is Located In Central America, And Is Also Bordered1506 Words   |  7 PagesHaiti is located in Central America, and is also bordered by the Caribbean Sea. The size of the country is comparable to the state of Maryland in the United States; however, it is marginally smaller. As of July 2016, the estimated population was 10,485,800. (CIA) Haiti is probably most well known for being the location where a devastating earthquake hit. This earthquake took place in 2010, and it killed more than 200,000 people. (BBC News) The earthquake completely destroyed not only the land, butRead MoreCultural Diversity Project : Xavier Smith1382 Words   |  6 Pagesdifferently in Haiti language, it is spelt Xaviur instead of the American way Xavier. I ask him why does he not use the spelling of the name from Haiti and he said that it is because people usually do not pronounce his name correctly the way how he sa y it people so, he just decide to go with the how his name is spelt in America. The second question that I ask Xavier Smith was â€Å"What country were you born in and/or region?† He told me that he was born in the United States of America. The third questionRead MoreHaiti : An Island Country930 Words   |  4 PagesHaiti is an island country that borders the Dominican Republic and is also close in region to the islands of Jamaica, Cuba, and Puerto Rico. This country of Haiti has French as its national tongue, due to European colonization, however, the country is dominantly and significantly of African descent. Also, the nation’s official language is French and the native sport in Haiti is soccer. One of my good friends, Pierre Gaston, who claims the â€Å"mountainous country†(as it is translated in English)Read MoreAnalysis Of The Book Bit Me Like A Shark 1616 Words   |  7 Pages The Uses of Haiti tells the truth about uncomfortable matters—uncomfortable, that is, for the structures of power and the doctrinal framework that protects them from scrutiny. It tells the truth about what has been happening in Haiti, and the US role in its bitter fate.—Noam Chomsky, from the introduction (Farmer, Paul.). The first words I read from this book bit me like a shark. In America, there is a large myth that Haiti is the poorest country in the Western hemisphere. In his book, Paul FarmerRead MoreHistory And History Of Haiti810 Words   |  4 PagesRiver State College, best explains the modern scholarship in historiography of Haiti with his following statement, â€Å"The scholarship that does exist focuses on class and race structures, resistance of the enslaved and marronage, economic and political forces, and Toussaint Louverture.† Professor Joseph is recognizing the modern development by historians concerning the historiography of Haiti unlike the past, where Haiti was ignored and downplayed as an important event of the Age of Revolutions. ItRead MoreSimilarities And Differences Between The French And Latin American Revolutions1044 Words   |  5 PagesFrom 1750 to 1914, several important revolutionary processes occurred in the Americas, including those of North America and Latin America. The North American and Spanish American Revolutions were similar in that they both shared the common goal of liberation from the foreign colonial governments that ruled over them. However they differed in that there was no goal for social reform in the American Revolution, but in the Haitian Revolution the slaves had the goal of social reform of the rigid socialRead MoreThe Haitian Revolution And Latin American History1278 Words   |  6 Pages The Haitian Revolution was one of the most important slave revolts in Latin American history. It started a succession of other revolutionary wars in Latin America and ended both colonialism and impe rialism in the Americas. The Haitian Revolution affected people from all social castes in Haiti including the indigenous natives, mestizos, mulattos and the Afro-Latin. The idea of starting a rebellion against France began with the colony’s white elite class seeking a capitalist market. These elites inRead MoreLatin America Revolutions Essay775 Words   |  4 PagesVienna, revolts plagued many European countries as well as several areas in Latin America. France was driven from Haiti, Portugal lost control of Brazil, and Spain was forced to withdraw from all its American empire except for Cuba and Puerto Rico. Colonial government in South America came to an end. Three countries where revolts were successfully established were Haiti, Venezuela, and Brazil. The countries in Latin America benefited from the revolts because they became free from colonial rule, but, exceptRead MoreHaitian Family Values841 Words   |  3 Pagesnecessities to be sure that the children get what they need. Mothers will feed their children and make sure they can go to school before they will eat. In Haiti, children are raised by the whole family, which includes older siblings, aunts, uncles, cousins, grandparents, and even members of the community that are not even related to the child by blood. (Haiti Index) Because respect and obedience is taught by Haitian families to children at such a young age, they usually grow up to be very obedient and respectfulRead MorePresident Clintons Foreign Relations With Cuba and Haiti Essay example1740 Words   |  7 PagesWhat justifications could the Clinton administration make when assessing their actions in both Cuba and Haiti during Clinton’s time in office? When trying to answer this question one must look at the motivation behind the administration’s actions, the principles that the administration stood behind, and the message that they were trying to deliver. The cases of Cuba and Haiti are different in various senses and in the degree of change that occurred within those countries resulting from US policies

Risk Management Plan - 2105 Words

U03a1 Risk Management Best Practices Derrick Evans Capella University BMGT8434 Advanced Risk Management Systems and Research January 24, 2013 Professor Schneider Project Risk Plan Executive Summary HESU Global’s (pseudo named) PMO in conjunction with the Business Continuity Department will develop and implement the risk management approach. Organizational assets and support for the project will be directed and managed by business continuity. An example project and brief scope are included below for instructional purposes. PMO will assign a project manager to oversee the project daily activities, however the PMO maintains responsibility for: †¢ Develop modification requirement and†¦show more content†¦Gather historical data, prepare documentation. | | |Produce Top Ten Risks, Develop Risk Management Plan, Present Project Scope (if available). | |Analyze |Perform qualitative and quantitative risk analysis for the data gathered, prioritize risk, assess | | |risk impact. Define impact and impact categories establish risk attitude, identify and remove risk | | |bias, leverage expert judgment. Utilize impact/probability matrixes to develop a two dimensional | | |measure of risk. Refine Top Ten Risk, Risk Management Plan, Begin Risk Plan Timeline. | |Plan |Based on analysis of quantitative and qualitative risk impact and probability create a risk | | |register to include: cost, time, trends, probability for identified risk. Prioritize list and | | |finalize the Top Ten Risks. Plan risk responses, for high impact risk or high uncertainty | | |contingency plans should be followed with fallback planning; Plan all according to risk attitude | | |and strategy. Decide on risk related contractShow MoreRelatedPlan Risk And Risk Management Plan1708 Words   |  7 Pages 342), Plan risk response â€Å"†¦ is the process of developing options and actions to enhance opportunities and to reduce threats to project objectives.† This is a link of project risk management during which the PM and the project team can use the analysis result from prior assessments and choose the effective risk management strategy. By planning risk response, the project’s risks can be addressed with their priority, insert resources, and activities, and put into the triple constrains plans if neededRead MoreRisks And Risk Management Plan1240 Words   |  5 PagesRisk Management Plan Introduction An important part any project is to identify risks and to determine how to address said risks. In this paper, I will identify 10 risks that could occur during the making of Coleman Covenant Studios. I will also assess and address each risk in detail. Although I am hopeful the completion of this project will happen with minimal negative risks, I do realize hope is not a plan. For this reason, this risk management plan is in place to acknowledge and prepare forRead MoreRisk Management And Management Plan977 Words   |  4 PagesRisk management and need for a risk management plan. Risk is a threat of destruction, injury, liability loss or any other negative incident caused by external or internal environments. Risk is unpredicted and nobody can guess it might happen in the near future. All of the projects exist risk and the project manager is responsible to identify those risk, which is a part of risk management planning process. Risk management is the procedure of distinguishing risk and reduce risk level. The risk managementRead MoreRisk Management Plan1021 Words   |  5 Pages MANAGE RISK BSBRSK501B RISK REVIEW PROJECT ASSESSMENT 3 Introduction According to data analyzed and evaluated from Hurley’s cafà © risk review to create a monitoring plan for risks. The audit investigated the status of the planned actions on the risks identified below. Plan No. Risk Plan implemented 1 Manager`s travel risk Install the teleconferencing system Planned. The weekly management meetings finish at about 3:00pm as planned. 2 Banking risk Out 5000Read MoreManagement Plan For Risk Management810 Words   |  4 PagesRisk Management Risk management is the identification, assessment, and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor, and control the probability and impact of unfortunate events or to maximize the realization of opportunities. Risk management’s objective is to assure uncertainty does not deflect the endeavor from the business goals. Risks can come from various sources: e.g., uncertainty in financial markets, threats from project failuresRead MoreRisk Management Plan2518 Words   |  11 PagesRISK MANAGEMENT PLAN FOR Australian Open 2009 ESTABLISHING CONTEXT The Australian Open tennis began in 1905, when The Australasian Tennis Championships were first staged at the Warehouseman s Cricket Ground in St Kilda Rd, Melbourne. Until tennis Open era began in 1968, the Australian Championships were held in many different states, and at many different venues around Australia. With the ushering in of Open tennis, the name was changed to the Australian Open, and by 1972, the NationalRead MoreRisk Management Plan617 Words   |  2 PagesRISK MANAGEMENT PLAN E-SOLUTIONS TABLE OF CONTENTS INTRODUCTION 2 TOP THREE RISKS 2 RISK MANAGEMENT APPROACH 2 RISK IDENTIFICATION 3 RISK QUALIFICATION 3 RISK MONITORING 3 INTRODUCTION Risk management is the process of identifying analyzing and developing appropriate steps to take in dealing with them. The process is primarily left to the project manager but it was decided during planning that risk managers will be appointed. Negative risk that may result in project failureRead MoreRisk Management Plan For A Risk Assessment879 Words   |  4 PagesThe goal of a risk assessment is to figure out all of the risks and vulnerabilities there are, or could possibly be within a business. The goal of a risk management plan is to then figure out how to mitigate those risks and vulnerabilities to lessen the impact on the business if ever one should arise. Creating a plan helps not only to identify any risks, but also helps to choose the best solutions available to mitigate those risks. If a risk management plan is not created and implemented, thereRead MoreProject Risk Management Plan1382 Words   |  6 Pagesï » ¿ Project Risk Management Plan PM/584 July 14, 2014 Project Risk Management Plan The purpose of the risk management plan is to identify any event or condition that may occur which could have a positive or negative affect on the project. Risks management is the process of identifying, assessing, responding to, monitoring, and reporting risks. The Risks Management Plan will define how risks associated with the Baderman Island Casino Hotel project will be identified, analyzedRead MoreBuilding A Risk Management Plan946 Words   |  4 PagesIn order to effectively development a risk management plan that will be effective, it is important to start with discussing the framework for risk management as provided by the Presidential/Congressional Commission. We will review each step as well as dis-cuss how each step will be used in the current context of a recent health concern of current head lice species have become resistant to the most widely used chemical used to treat this condition. There are opposing views on whether the common treatment

!0 Mary Street Short Analysis Free Essays

10 Mary Street Analysis 10 Mary Street is a poem by Peter Skrzynecki, appearing in Migrant Chronicle. The poem discusses family, connection to place and the impacts of Peter’s own migrant experience. Skrzynecki details richly impassioned recounts told in snippets of symbolism, imagery and throwbacks to the pre-war European environment Skrzynecki’s family belonged in. We will write a custom essay sample on !0 Mary Street Short Analysis or any similar topic only for you Order Now * The first stanza depicts the habitual routine of Skrzynecki’s family, as indicated by the use of the phrase â€Å"Each morning† in the third line. This helps evoke a clear sense of normal practice and routine in the lives of the Skrzynecki family. Additionally through the use of industrial imagery; â€Å"rusty bucket†, â€Å"bridge†, â€Å"factory† the audience can see a sense of comfort and connection to their humble surrounds. * The second stanza presents the strong connection that Peter’s parents share with their garden. But while Skrzynecki’s parents take fulfilment in nurturing and fostering the garden (Tended roses and camellias/ Like adopted children), Skrzynecki himself didn’t hold the same values as his parents (I’d ravage the backyard garden/ Like a hungry bird). This contrasting use of simile accurately depicts the sort of cultural background Skrzynecki feels he doesn’t belong to. * The third stanza discusses the connection to the 10 Mary Street address that his family holds. The use of personification in the first line; â€Å"The house stands† highlights the human value of the house and establishes a strong sense of belonging to the house. Additionally, the use of Cumulative listing lines in 13-17 helps to reinforce the family’s strong connection to their European heritage. The final stanza presents a contrasting view of belonging whereby Peter feels his family â€Å"became citizens of the soil/ That was feeding us† and indicates a sense of comfort and acceptance of the Australian way of life. The last 3 lines: â€Å"Inheritors of a key/ That’ll open no house/ When this one is pulled down. † Re-establishes what the house symbolised for them and the notion that the sort of connection 10 Mary Street h ad to their new lives in Australia will be a challenge to recreate. How to cite !0 Mary Street Short Analysis, Essay examples

The impact of computer innovation on commercial bank in nigeria free essay sample

Glory, honour and adoration are to God Almighty the alpha and omega for the opportunity given to me to pursue my career. I am expressing my sincere gratitude to my able and efficient Co-coordinator and Supervisor, Prince Madandola T. N. who tender heartedly to read through the script, offered useful suggestion and assistance and also for his motivation, patience and understanding which contributed to shaping the course of the study. My unreserved appreciation goes to my parents Mr. Ganiy Ibrahim and Mrs. Ayandokun for their support since I was born till date and forever. May they live long to reap the fruits of their labour. I am also grateful to my lecturers in the university, especially department of Computer Science. Also, I send gratitude to my course mate for their trust in me throughout the course of study. My special thanks to my brothers and sisters Ibrahim Kafayat, Ibrahim Monsurat, Adebayo habeeb, Adebayo fatimoh, Adebayo Barakat, Adebayo Hammed, Adebayo Ibrahim, Adebayo Taiye and Kehinde for their prayer throughout my study, I love you all. We will write a custom essay sample on The impact of computer innovation on commercial bank in nigeria or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page May you all obtain favour anywhere you face in life (Amen). I am ingrate if I forget to appreciate my Aunty and mummy Mrs. Yusuph M. for her motivation and encouragement throughout my schooling. If not for her I would have dropped out from J. S. S three. Life without the real friends is like a dark endless tunnel for this I say a big thank to you all, some of them include:- Azeez. Maruf, Lateef, Uthman, Nurudeen, Tajudeen, Sodiq2, Dayo, Ayobami, Olamide, Olaide, Gafar, Ahmed, Olumide, Zynab, Muideen, Muritala, Yusuf, Jamiu and others. I can’t thank you enough, I love you all. Also, I appreciate my wife to be Miss. Yinusa Abosede M. for her all time contribution, thank you so much. May God help you too? Finally, I thank all those who have been involved in one way or the other in my life. Thank you all. ABSTRACT This study was conducted to examine the impact of computer innovation on commercial banks in Nigeria a case study of United Bank for Africa. This research work has become necessary to investigate the issue in all ramifications, with the view to identify changes in the level of activities of commercial bank as a result of computer innovation in business organizations and commercial banking services. Although, computer have tendency to reduce labour force but it makes banking operation faster and efficient. Data were gathered after conducting a survey by administering questionnaire and granting personal interview. Simple percentage, bar chart and chi-square were used as statistical tools to analyzed data. Lastly, it was deduced during hypothesis testing process that all the null hypotheses were rejected and alternative hypothesis were accepted, it was agreed that computer innovation has positive impact on banking industry. TABLE OF CONTENTS Title page Certification Dedication Acknowledgement Abstract Table of Contents CHAPTER ONE: INTRODUCTION Background to the Study Statement of the Problem Research Question Hypotheses Purpose of the Study Significance of the Study Delimitation Definition of Terms CHAPTER TWO: LITERATURE REVIEW Historical Background of computer History of computer in Nigeria Banking services in Nigeria History of United Bank for Africa Plc Role of Computer on the Banking Industry Importance of Computer in the Sector Effort of United Bank for Africa Plc in Computerization Problem facing computer Innovation in Nigeria These have brought about multiplicity of linkages and inter connection among the financial institution in the present world system. In this expansion of market scope, the process by which events, decision and achievements in one part of the world have significance effects on individuals, corporate organizations and even government on quite different part of the globe. The promotion of global financial system are facilitated by the fact technically, bankers can reach any part of the world in just a little time and part of the ability to integrate previously separate production functions. Over the last few years the initial computers, every newspaper, article relating to management, education of offices practice seem to refer to the computer revolution but what does computer really means? In essence, computer can be defined as a machine which accept data from an input device, performs arithmetical and logical operations in accordance with a predefined programme and finally transfers the processed data to an output device either for further processing or in find printed form, such as business documents schedules and management control reports. Background to the Study The computer system has inevitably asserted itself in almost all spheres of human endeavour because of its accuracy, efficiency and high processing data. In a fast growing technological and computer age, various efforts have been made and are still being made to develop computer programmes to enhance all area of human engagement. This is because of the need for information in any organization like the commercial banks. These demands for information exist because of: i. The need to provide current and historical banking record e. g its profit and loss account ii. Need for making short and long term decision iii. Need to provide information to customers and associate iv. Provide information to investors and share holders v. Provide information for regulatory agencies vi. Competitors also require information to plan their own strategies For any information to be useful it must be timely properly integrated. Concise available in proper format and relevant, Traditional information system failed to satisfy most of this and this is low the computer oriented management information system was develop and fast gaining ground. The growing presence of computer especially in Commercial Banks in the country is enjoyed and its benefit harnessed. The commercial bank by sheer size in relation to the financial system has experience growth as a result of computer innovation. A commercial bank is a financial institution of claims Akinuli O. defines commercial bank as a dealer in capital, a dealer in money. It is an intermediate party between a borrower and a lender. In Nigeria, a banking act of 1999 defined commercial bank as a business of receiving monthly from outside source and deposit respectively of the payment of interest order granting of money loan and acceptance of credit and cheques of the purchases and sales of security. Other financial institutions in Nigeria apart from the commercial banks are the central bank, Merchant banks, Agriculture bank, Mortgage bank, Development bank of all financial institutions in general and banks in particular the commercial bankers have distinguished themselves as the grant provider of wide range of deposit abilities and loan facilities to more customers. They are in business and as such, seek to maximize their profits. Commercial banking operations involve acceptance of deposits i. e. mobilization of funds, granting of advance i. e.  giving loans financing of commodity exports by granting credits to the marketing boards, acting as issuing houses for debentures, lending funds for business entities etc. A commercial bank is an open social system which affects and is affected by its environment. The commercial bank is made to realize its responsibility to both customers and the government in the society through its functions rendered. The commercial banks traditionall y will in fore – seeable future play a dominant role in the Nigeria financial system since they represent the system. They are also channel through which the monetary policies are affected and they account for a significant portions of the money supply inform of demand deposits. In performing all the above operations the commercial bank need the innovation of computer for effective delivery. The growing in the activities of commercial bank has necessitated the quality of services available. One of the first breaks through in country machine was the Chinese Abacus which Adds, subtracts, divides multiplier. In 1890, Herman Hollerith developed the first mechanical machines of calculating. He developed computing calculating machine, he finally developed computing recording company known as international business machine or IBM (Onasanya 1995). Computer usage is not limited to the banking industry alone. It is used in homes, establishment, schools, engineering firms and other places where calculations can be done with accuracy and accountability. Statement of the Problem The complexity of modern business demand for a system that is faster and efficient. In particular banking services has grown overtime application in all form, is inevitable hence the banks have urged there staff to brace up for their imperatives of modern banking by acquiring computer literacy skills. Among the problem this study intends to solve or proffer solution are:- i. Poor Technological know – how ii. Erratic power failure iii. Acquisition of obsolete equipment iv. Lack of technical skills v. Lack of capital Research question i. What impact in qualitative term does computer innovation have on the activity of commercial banks? ii. What global business effect or networking does computer innovation has on commercial banks? iii. Identify problems associated with rapid development of computer on the banking services Hypotheses For the purpose of this research work, some alternative hypotheses were formulated on the impact of computer innovation on commercial banks in Nigeria. These are:- i. There is a positive relationship in the introduction of computer in banks and their performance ii. There is drastic reduction in banking labour force in relationship with computer innovation iii. There is decline in workers performance/activity in relationship to introduction of computer in banking sector Purpose of the Study The main purpose of this study is to conduct empirical research highlighting the impact of computer innovation on the financial institution. Therefore, the specific purposes of this study are:- i. To find out changes (positive and negative) in the level of activity of commercial bank as a result of computer innovation ii. To know the extent in which computer innovation has promoted global business organization. iii. To find out how computer innovation make commercial bank services faster ad efficiency iv. To determine whether computer innovation reduces banking labour forces Significance of the Study However, by 1986 when SAP (structural adjusted programme) was introduced the forces unleashed by the liberalization and deregulation not only changed the structure of the banking industry, but also the content of services and banking business, leading to increased competition among banks, as well as between banks and other financial institution. This competition now is not only in the area of struggle for available clients, but also for skilled manpower, capital deposits and ability to use the relevant gadgets to speed-up banking transaction. Also the growing recognition to suit banking needs in Nigeria and elsewhere for sometime to come and continue to contribute towards improving the quality of services available. Indeed, with the emergency of the global digital economy and increased internationalization and competition, Nigeria banks must enlarge and deepen their technological base, if they are to viable domestically and competitive internationally. Delimitation This research will be conducted mainly on the commercial banks innovation of computer in Nigeria with particular attention drawn on United Bank for Africa Plc. For easiest conduct, the research will be limited to United Bank for Africa Ilorin main branch, though the success of this research depends on the cooperation of the organization. The organization might have fear of leakage of information to its competitor and the need to prevent fraud may make it difficult to get all the necessary data. Therefore, data integrate; data security and control will be maintained. The research was hampered by the location of this study and financial  constraints. The location was restricted to only Ilorin branch because not all the branches of UBA Plc have been computerized in the country. Researching the study to Ilorin branch area will definitely deny the researcher the opportunity of examining the mode of operations in other sates where the Bank also has enough branches. The researcher moves f rom the college to the field to source for materials, buying of textbooks, researchers modify expenditures by giving the research work a top priority, thereby overcoming the problem of finance. Definition of Term These are definition of some terms:- Computer: is a machine that stores information and can workout answer to sums very quickly, machine that accepts data (Harold, 1981). Computer can also be define as a powerful electronic device which has the capacity of arithmetic and logical operations on data and produce the result of these operations as information (Adebisi, 2004). Innovation: is an existing new idea or method that people are using for the first time. Economics: as a subject can be define as a social science which studies human behaviour as a relationship between ends and scarce means which have alternative uses (Oyeniyi, 1997). Chart:- is a map, large piece of paper with information on it in pictures and uniting Commercial bank: (or business bank) is a type of financial institution and intermediary, it is a bank that lends money and provides savings, and money market accounts and that accepts time deposit (Steven, 2003). Survey:- is the technique and science of collecting information Questionnaire: is a research instrument consisting of a series of questions and other prompt for the purpose of gathering information from respondents. (Mellengerh, 2008) Banking: is the business conducted or services offered by bank. CHAPTER TWO REVIEW OF RELATED LITERATURE In this study attempt has been made to research into the impact of computer innovation on commercial bank with special reference to United Bank of Africa plc. It is hoped that in the process of pursuing this goal, all good points as well as the inadequacies or short coming in our computerization will be highlighted. In delving into the practice of banking in relation to computerization a number of interesting literatures was reviewed. A computer can be define as an electronic device capable of accepting data automatically, perform some logical operation in order to produce a result known as information. Computer has made it possible to vast amount of information needed to increase the efficiency in production and management. Computers are device for processing information at high speed by electronic methods. It has the ability of accepting data, internally store and automatically executes a programme of instruction, reports the results. Computer systems compose of two broad categories operation. One category of programme is controls aspects of it operation, the other category consist of the application programme which instructs the computer to perform those procedure necessary to get job done. Historical Background of Computer The emergency of computers dated back to the 17th century B. C. when the first tool called Abacus was used. The first ABACUS was invented about 300 B. C. it used pebbles to perform simple additions and subtraction. The second type was the Chinese ABACUS which used wire and beads, it perform some operations as the first one but with increased speed and accuracy. In 1642, the French mathematician Blaise Pascal invented the first automatic calculator. In the early 1670’s a German mathematician Gottfreid with elonvon cerbruiz extended the usefulness of Pascal calculator (world book encyclopedia 1990 page 908-923). The most remarkable invention was that of the English mathematician, Charles Babbage. In 1830’s he invented a mechanical computer called analytical and difference engine. Therefore, the first successful computer a punched card system which used electricity was developed in 1980 by Herman Hollerith for calculation of census result. In 1896, Hollerith founded the tabulation machine company and some of the machines he developed were key machines, verifier, sorters and calculators most of Hollerith’s machines are incorporated into today’s modern computers. In 1911, Hollerith sold his share of the company and the name was changed to the computing tabulating recording company (C. T. R). In 1924, the name again changed to international business Machine Company (IBM) Vennever Bush, an America Electrical engineer developed a computer in 1930, he built the differential analysis which was the first analog computer. Some scientist and engineers saw greater computing potential in electronics therefore in 1939 Join V. Aranagost constructed the first semi-electronic computing device. This led to the manufacture of the first high speed electronic cod breaking computer, colossus I in Britain in 1943. In 1946, S. Prosper Jr. and John William Mauchily built the first full electronic digital called ENAIC (Electronic Numerical Integrator and Computer). In 1951, Eckert and Mauchily invented a more advance computer called UNIVAC 1 (Universal Automatic computer). Invention or the history of computer development can essentially be classified into two main generations namely: Vacuum tubes series and Transistors (semi conductors). The invention of transistor in 1847 led to the production of faster and reliable electronic computer. The first personal computer, the ALTAIR was introduced in 1975 by a company called MITS and 1977 American students Steven P. Jobs and Stephen G. Klozatak introduced the apply II pc (Macmillan Encyclopedia). Already some computers utilize voices and hard written inputs and peripheral devices with speed. These are the first generation computers being programmed as automatic machines called Robots. These robots have the computer brain (processor) and cab perform complex routines. In the future, even more computing power will be smaller and more portable. As computer power increase, so did its speed. Computer researchers continue to seek ways to develop faster and more powerful machines and software. As computer improve, so it will operate in such powered batteries and they will not be limited to specialist alone, ordinary people of all ages rely on them for everyday use. All above activities set stage for introduction of the IBM personal computer. The dept of IBM, PC, using PC DOS occurred on Tuesday august 11, 1981 on the day a new stand took its place in the micro computer industry (Ifrah, 2001). History of Computer in Nigeria The computer system has inevitably asserted itself in all spheres of human endeavour of which banking is one because of its accuracy, efficiency, transfer of information and high speed in processing data. In the fast growing technological and computer age, various efforts have been made to develop computer programme to positively enhance all areas of human engagements. Micro computer has become a necessary adjunct to modern life. The micro computers service diverse interests and solve various problems to made life more comfortable and bearable both at home and in the professional fields in Nigeria. It was in 1964 that the computer (IBM 1401) made a quick entry into the Nigeria society. Today, there is a growing presence of the computer in the country. The oil and business sector enjoy its usage most which the benefit are being enjoyed by other sectors of the Nigeria economy. Several accounting and statistical computer were introduced. Database which is an integrated collection or ordered data about an organization with minimum depreciation as pool information for many users has the capacity:- i. To create and maintain a database ii. Extract all records and list them especially those that met certain conditions iii. Meet an enquiry (about a customer/employer) iv. Sort record in ascending or descending order v. Generate formatted reports with sub totals and totals The above capabilities are considered by nearly all the sectors in the economy. Computer development in Nigeria since its introduction moved to all spheres. Now that computer education has been introduced in many schools and institutions, computer science students can be encouraged to open research grounds between computer utilization and all practices. Computer has fond its way into business environment by automating many corporate functions. Areas covered include sales and marketing, accounting, engineering etc. computer has since been used in Nigeria for commercial purposes as well as for recreation. The level of use for both purposes in our society is likely to give and be more purposeful in the nearest future. It is reasonable to expect share differences between developing countries such as Nigeria. Banking Services in Nigeria In Nigeria, the earliest banking activities were carried out by Elder Demister and company in 1894. In 1894, the bank British for West Africa (now first bank) took over the backing business and remained as the sole bank in the country until 1917, when the colonial bank, Barclays bank D. C. O (now the union bank) opened offices in Jos, Kano and Port Harcourt. These two banks are still in operations. The first indigenous banking, the industrial and commercial bank was established in 1929 but failed in 1930. The Nigerian merchant bank was formed in 1931 and went out of business in 1936. In 1933, the national bank of Nigeria opened. The next important event was not until 1945, when the Agbonmagbe (now Wema bank) was established. The African continental bank was formed in 1946 as â€Å"Tinubu bank† and changed its name to its present formed in 1947. The United Bank for Africa formally the British and French ban was opened in 1949. These last four banks are of course still in existence but whilst they were being established seven banks were also coming into being and disappearing almost as quickly. The collapse for example of the Nigeria penny in 1946, where many depositors lost their money pointed to the need for legislators to protect the public. The first banking ordinance appeared in 1952 and rules that no bank would be allowed to operate without a license from the government. Apart from the banks in existence at that time, eighteen new banks were granted license (Olashore, 1984). By 1954, seventeen of those eighteen banks had closed and it was then evident that stronger, more effective laws be established. The central bank of Nigeria took over for ensuring monetary stability and a sound financial structure throughout the economy. Today, there are many commercial banks of which United bank for Africa Plc is one and many merchant banks in operation. These banks above have various role been performed in the country’s economy. History of United Bank for Africa PLC The United bank for Africa limited has its antecedents rooted in that of its precursor, the British and French bank limited. The British and French bank limited itself, metamorphosed from BNCI Paris, Banque national Pourle commerce et 1 industries (established in 1932). Messrs E. G. Hunger Buhler and C. H Baker arrived in Nigeria in early 1949 from BNCI, Paris, and lodge at the britistol Hotel, Lagos. Both men made initial arrangement for the setting up of the British and French bank. Mr. Hunger left shortly after the bank was established while Mr. Baker stayed back for a few years as an officer. Another big influence on the establishment of the bank was Mr. Herve Laroche. He was the head of the rapid growth of the new bank. In May 1949, the British and French bank began operations in Nigeria, at 117, broad street, Lagos which today houses a part of the king’s way store complex. The bank occupied a floor of the building at the junction of Davres and Broad Street, facing the breadfruit church. The bank officially opened to business in December 1949 with staff strength of twelve, its first general manager was a Frenchman Mr.J. Piporaud who died in 1950 while swimming at the bar beach, Victoria Island, Lagos. He was succeeded by Mr. g. Martin, another Frenchman. One February 23, 1961, the united bank for Africa limited was in cooperated to take over the assets and liabilities of the British and French bank. The official opening of the bank for business under the n ew name was on October 3, 1961. Its registered office was at 127-129 Broad Street, Lagos, Mr. f. Delajugie was first general manager. By 1961, the bank had grown from its one office to ten branches located in Lagos, Kano, Kaduna and Port Harcourt. The branches that pioneered this early development of the bank included Kano branch established in 1954, Ebute Metta branch (May 1955), Apapa warehouse road branch (October 1956) and Lagos east (December 1958), At present, the bank has over 200 branches and staff strength of approximately 11,000. The bank had mapped out training programme of different kinds for its staff. Apart from attending courses at different levels at its staff training centre, some staff attends outside courses relevant to their jobs both locally and overseas. Role of Computer in the Banking Industryi. In invention and development of computer, it’s helpful devices which ease the burden of calculation and assistance to human effort. ii. Introduction of computer system reduces labour and cost activity to be performed by many workers are being done only by a machine iii. A computer is needed in banking industry for performing simple arithmetic and provides storage of data, for example, balance in customers major roles the storage stores the result of operation of the bank for future references. iv. One of it role can be seen also in foreign exchange transaction. It can easily convert the local currency. It can also give movement of stock and share in the stock exchange v. In the banking department it has enhance cashier cashing facilities checking balances etc. vi. The computer system can be used in the personal department of the industry in preparing employer payment, record of services, date of employee’s records. All the above are some role the computer is used for in the banking industry especially to the various department we have in the bank such as human resources, insurance, register, department etc.  it is seen that the machine carries out manual function many times faster than human being (Busola 1999) Important of Computer in the Sector The important of computer in the national development and the whole world cannot be over emphasized. A growing awareness of its importance has resulted in a proliferation of computer literacy sources. Importance of computer shows some area of computer appreciation which cut across many sph eres of human endeavour like education, government, defense, health utilities, agriculture, mining and of course business. The most visible appreciation apparent to most people is in the airline industry, banks and engineering. In 1984, it was predicted that dictators will use the computer to reduce the world. This is no doubt, following the rate of appreciation of computers in developing and underdeveloped countries, this statement will certainly come to pass. Basically, computers are useful in the following areas of application:- i. Architects, Engineers, land surveyor, use computer as aid to design bridges, machines or collecting related design on internet. ii. In business application such as sale and analysis, invoicing to read prices from special codes iii. Medical applications, computers are used to keep medical records, to store the history of patients and the degree of response to past treatment etc. iv. In law, they are used for information retrieval abstracts cases are stored and indexed in the computer v. For the government, they are used for compiling census and survey data. They are also used in planning and forecasting vi. Also in the business sector or houses such as banks, accounting forms, insurance companies etc. most application of computers in these companies are in the area of financial management and management information system vii. Educational applications like processing exam result. Today computers have made their task easier, less risky and less time consuming and more profitable Effort of United Bank for Africa Plc in Computerization Plans are being worked out to spread computerization into all branches of UBA plc. New application have been developed and one expected that by the year (2002) computerization of all state branches capitals and other urban branches must have been completed, since they were unable to achieve this, they hope for 2015. The computer systems that have been implicated have had their impact on the way the bank does things. The share registration system has hoped in their desire to satisfy their customer needs. When the system was implemented in 1977 we were registered to only 12 companies but today UBA plc is registered to many companies, with the number of companies now managed by the systems is expected to be on the upsurge. The branch accounting system that presently serves the Lagos area branches have provided the management of the branches with information that enhances the day to day activities of branch operations. This system is expected to enter its second phase whereby the customer will be able to device more direct benefit from the computerization program (Beryl 2006). Management now has an improved internal control system. Management efficiency is improved with provision of better, prompt and accuracy reports. Appreciable cost savings have been achieved through computerization with a reduction in overtime hours. Problem Facing Computer Innovation in Nigeria This project identifies apparent and real problems confronting the introduction and innovation of computer in the Nigeria banking sector. These are some of the problems:- i. Poor technological know how ii. Erratic power failure iii. Acquisition of obsolete equipment iv. Lack of technical skills v. Lack of capital In Nigeria, computer industry has not been established. Therefore, everything is controlled by advanced industrialization world. The purchase of the system and of sphere parts which requires hard currency and technological support and also to give constant training to user of the system are also a problem, in order to make it attractive for competent and responsible expatriated to come, a lot of money to maintain them, pay them in foreign exchange and after attractive leave grant. Many researches carried out by eminent personal with intention to see how computer can be incorporated into Nigeria education curriculum at all levels. The government should see to it that at least 85% of Nigeria populace will be computer literate by the year 2020. CHAPTER THREE METHODOLOGY This research study deals with the significance of computer innovation on commercial banks in Nigeria. It has become necessary to study the effect that computerization has both on the staff and customers of United bank for Africa plc (UBA) as the case study. This study will be conducted using primary source of information. It involves the administration of questionnaire of multiple choices serial to a cross section of staff of united bank for Africa plc Ilorin main branch. Also a good deal of information will come through other sources such as textbook, journals on banking U. B. A periodic books etc. The data collected will be subjected to statistical analysis using table simple chart, bar chart and chi-square. The important topic to be discussed in this chapter include:- i. Research design ii. Population iii. Sample and sampling techniques iv. The research instrument v. Validity and reliability of the instrument vi. Research procedure vii. Data analysis Research Design This research was due by employing the use of well designed questionnaire to elicit in